Powered by Claude

The loans your team is losing? It's not the rate. It's the process.

Between what your loan officers originate and what actually funds, there's a gap where deals die — buried in document review, compliance scrambles, and systems that fight your team. Clear Close makes that gap visible — and closeable.

Try the Demo Request a Walkthrough

Live demo with real loan data. No form, no sales call, no gatekeeper.

4–8 hours of document review per file. Automated.
4 compliance frameworks — QM, ATR, HMDA, TRID. Zero manual checks.
AI-native architecture · Powered by Claude

Three systems. One closing engine.

Documents flow in. Intelligence catches what humans miss. Loans go out clean. And every post-close audit teaches the system what to watch next.

Origination
Loan data in
Applications (1003/URLA)
Credit reports (tri-merge)
Income & asset documents
Appraisals & title
CC
Clear Close Intelligence
AI-native processing
11-type document classification
Automated cross-validation
Pre-submission audit (0–100)
QM / ATR / HMDA / TRID compliance
Closing
Clean loans out
Investor-ready submissions
MISMO XML packages
Audit-ready compliance trail
Funded and post-close ready
Post-close findings feed back into underwriting — proving which checks prevent real buybacks

Find any loan in seconds.

Search across your pipeline — applications, underwriting status, conditions, and closing timelines — all in one place.

CC
Clear Close
Nashville Branch
Search loans, borrowers, properties...
/
78%
Sarah & James Mitchell CC-2026-0318 Underwriting
742 Oakwood Dr, Nashville TN
82%
Maria Rodriguez CC-2026-0315 Approved
1201 Elm St, Franklin TN
72%
David Chen CC-2026-0312 Processing
89 River Rd, Brentwood TN
90%
Amanda & Kevin Foster CC-2026-0310 Funded
456 Main St, Murfreesboro TN
85%
Robert Williams CC-2026-0308 Suspended
2100 Park Ave, Nashville TN
Claude reviewed 47 documents across 5 loans today — 0 exceptions flagged
Income verified, appraisals cross-checked, and compliance pre-screens passed for all active loans in your pipeline.

From search to closing — one click.

Your loan processing command center.

Document intelligence, underwriting status, and pipeline analytics — every screen your processors, underwriters, and loan officers need.

CC
Clear Close
8 Documents
Documents Received
8
Classified
8/8
Verified
6/8
Issues Found
1
Document Review
6 Verified 1 Pending 1 Issue
W-2 (2024) — Sarah Mitchell
Income: $87,400 · Verified
W-2 (2024) — James Mitchell
Income: $92,100 · Verified
Pay Stub (Mar 2026) — Sarah Mitchell
Monthly: $7,283 · Verified
Bank Statement (Feb) — Joint Account
Balance: $84,200 · Verified
Appraisal — 742 Oakwood Dr
Value: $495,000 · Verified
Title Report — Oakwood Dr
Clear · Verified
HOI Declaration — State Farm
Coverage: $495,000 · Pending
Gift Letter — Margaret Mitchell
Amount not verified · Issue
CC
Clear Close
In Review
88
Readiness Score
QM Status
5/5
All rules passed
ATR Status
8/8
Factors verified
TRID
4 days
CD due date
HMDA
✓
Data collected
Conditions
2 Outstanding 2 Satisfied
Verify gift letter amount with bank statement
AI-generated · Outstanding
HOI declaration page — awaiting upload
AI-generated · Outstanding
Verify 2-year employment history
Manual · Satisfied
Confirm property tax escrow
Manual · Satisfied
CC
Clear Close
March 2026
Volume
$2.4M
12 loans
Avg Close
22 days
-3 days
Pull-Through
94%
+2.1%
Clean Rate
97.2%
Submission quality

Origination Trend

Actual Forecast
$3M $2.5M $2M $1.5M
AugSepOctNovDecJanFebMar

Loan Type Mix

$2.4M total
Conventional
52%
FHA
28%
VA
14%
USDA
6%

A dashboard that closes more loans.

Real-time pipeline metrics, AI-powered projections, and insights that translate directly to faster closings and fewer fallouts.

CC
Clear Close
Nashville Branch

Pipeline Overview

March 2026 · Nashville Branch

Monthly Volume

$2.4M

+12%

Avg Days to Close

22

-3 days

Pull-Through

94%

+2.1%

Clean Rate

97.2%

+1.8%

Volume Forecast

Actual AI projection
$3M $2.5M $2M $1.5M
AugSepOctNovDecJanFebMar

Loan Type Mix

$2.4M total
Conventional
52%
FHA
28%
VA
14%
USDA
6%

Processing Efficiency

88 out of 100

12

loans closed

22d

avg close

97.2%

clean rate

AI Insight

"Gift letter verification is your #1 condition bottleneck this month. 3 loans affected — average 4.2 day delay. Clear Close now flags gift letters for immediate review at upload."

Your competitors give you spreadsheets. We give you a dashboard that closes more loans.

Live in weeks. Not a consultant's definition of "weeks."

No six-month implementation. No dedicated IT resource. No migration nightmares. Three steps.

1

Connect

We configure your instance, set up roles, and import your pipeline. Start clean or bring history forward. Your team is working loans within days — not months.

2

Process

Your team works loans the way they already do. AI handles document classification, condition discovery, and compliance checks in the background. You handle relationships and decisions. The system handles everything else.

3

Close

Pre-submission audit scores every file before it leaves your desk. MISMO export packages the loan. Borrowers eSign from any device. Fund faster with fewer conditions back — because the file was clean from the start.

Six capabilities. One system. Zero bloat.

Purpose-built for mortgage origination — not a generic platform with a loan module bolted on.

AI Document Engine

Drop any mortgage doc — W2, paystub, bank statement, tax return, appraisal, title. Claude classifies it, extracts structured data, and cross-validates against every other document in the file. Automatically.

Pre-Submission Audit

Before the file leaves your desk, AI reviews the entire loan package. Missing items, data discrepancies, compliance gaps — surfaced with a 0-100 readiness score. Send clean files. Get fewer conditions back.

Bulletproof Workflows

10-state loan lifecycle with guaranteed delivery. Every transition audited and resumable. No lost files. No orphaned tasks. No "where did that loan go?" moments.

Borrower Portal

Your borrowers log in, see their status, upload docs, review disclosures, and eSign — from any device. Fewer "where's my loan?" calls. Better experience. Higher pull-through.

Compliance Engine

QM, ATR, HMDA, TRID — enforced at every state change. Deadlines computed automatically. Full audit trail. LAR export ready the moment regulators come calling.

Pipeline Intelligence

Loan volume, LO performance, condition metrics, SLA tracking — in real time, not last month's spreadsheet. Built for operators who run on data, not gut feel.

The borrower's journey — start to close

Clear Close picks up when the borrower shows up. Everything from application to closing signature happens in one system.

1

Apply

Borrower fills out a guided application from their phone or laptop. Personal info, employment, property details — submitted in minutes.

Public link — no login required to start
2

Track & Upload

Borrowers log into their portal to upload documents, see outstanding conditions, and track where their loan stands — without calling your office.

Self-service borrower dashboard
3

Review & Sign

Disclosures delivered electronically. Borrower reviews, consents, and signs from any device. Full audit trail, no printing, no chasing.

eConsent + eSign — built in

Your borrower never leaves Clear Close. Your team never switches systems.

Intelligence that compounds.

Every submission, every condition, every audit finding — analyzed continuously. The more Clear Close sees, the smarter it gets.

Submission Readiness

Investor-ready
94
Documentation 96%
Credit/Income 92%
Appraisal 88%
Title/Insurance 94%

Condition Resolution

68%
22%
6%
Satisfied 68%
Pending 22%
Waived 6%
Outstanding 4%
Denial/Rejection Rate (6 months) -3.2%
Clear Close prevented 12 potential suspensions this month
Pre-submission audits caught documentation gaps and compliance issues before investor delivery — protecting $4.8M in loan volume.

Multi-Branch Comparison

March 2026
Nashville Office
94
Score
97.2%
Clean Rate
$1.2M
Volume
Franklin Office
89
Score
94.1%
Clean Rate
$820K
Volume
Murfreesboro Office
82
Score
91.3%
Clean Rate
$380K
Volume
Tom Tilley, CEO & CTO of Sheer Data

We've been where you are.

Tom Tilley · CEO & CTO, Sheer Data

Clear Close wasn't designed in a lab. It was born from years inside the lending operation — watching good loan officers lose deals to bad software, watching processors burn hours on work that a machine should handle, watching compliance teams scramble because the system wasn't built to help them.

We built Clear Close because the mortgage industry deserves better than a 20-year-old system with a fresh coat of paint. Our team brings 15+ years of enterprise platform development across mortgage, banking, and financial services — combined with the AI engineering to actually deliver on the promise everyone else is just talking about.

Mortgage & Lending Banking Financial Services Enterprise Architecture AI / Claude Compliance
OUR COMMITMENT

Responsible AI in Mortgage

Mortgage decisions affect families, homeownership, and financial futures. We build AI systems with the controls and oversight that those stakes require.

Humans in the Loop

Every compliance finding, document exception, and closing recommendation is reviewed by mortgage professionals with final sign-off authority. Our agents accelerate the work. Your team makes the decisions.

Controls & Guardrails

Audit trails on every document review. Regulatory validation against TRID, RESPA, and state-specific requirements. Output verification, exception flagging, and kill switches — because in mortgage, compliance failures have real consequences.

Built on Anthropic Claude

Clear Close runs exclusively on Anthropic Claude — the industry leader in AI safety. We operate under Anthropic's Usage Policy and align our practices with their commitment to safe, beneficial AI.

See it for yourself

Live demo. Real loan data. No form, no sales call, no gatekeeper. Or reach out and we'll walk you through it.

Try the Demo Request a Walkthrough